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Gold Inflation Hedge Calculator
Gold's hedging value depends on one number — the real rate — not headline Fed news, and holding it in the wrong account type quietly costs more in taxes than most investors realize. This tool checks the real rate signal, models how much a gold allocation cushions a crash, and compares the tax cost of holding gold outside a retirement account.
How to use it:
Enter the current 10-year Treasury yield and inflation rate to see whether the environment favors gold.
Model a bear market scenario with your own gold allocation, equity drawdown, and gold's return to see the portfolio-level cushion.
Compare the tax cost of a gold rebalancing gain in a taxable account versus an IRA.
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