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Equity Recycling Chain Simulator
Real estate wealth isn't built through rental cash flow — it's built by extracting equity through repeated cash-out refinances and redeploying it into new properties. This tool models that chain from your own starting numbers, and checks whether a property clears the DSCR bar lenders actually use.
How to use it:
Set your starting property price, financing terms, appreciation assumption, and how many refinance cycles to model.
The chain table shows each cycle's extracted equity and the next property it funds.
The DSCR section checks whether a property's rent covers its own debt service — the real qualification bar for this type of loan.
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